skip to Main Content

Serving all of California since 1992

Welcome to 1st Choice Mortgage CA

Founded in 1992, 1st Choice Mortgage CA knows our customers are the most integral part of our success.Customer satisfaction combined with fast and hassle-free service are what drive us.”

Whether you’re looking to refinance, buy your first home,or purchase an $8,000,000 mansion, we have you covered. Our sole focus is finding the right loan for our clients in any financial situation. Some of your loan options could include a $647,200 FHA loan with zero down, a $900,000 loan with 10% down without mortgage insurance, or a $2,000,000 loan with 10% down. Loans for vacation homes, investment properties, and 1 to 4 units are also available. Contact us to select the best loan for your next home purchase or refinance.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A MUST HAVE in today’s competitive home buying environment.

SHOP

If you have a Realtor that you feel comfortable with, Great!  If not, we have a network of successful Realtors with proven track records.

LOAN APPLICATION

Keep it simple by working with your 1st Choice Mortgage representative.

LOAN PROCESSING

1st Choice Mortgage will give you a simple list of documents that will be needed to complete your loan.

UNDERWRITING

Your list of documents will be underwritten and approved in short order.

CLOSING

Your Title Company will Prepare your loan Documents, you sign, and you are done once your Deed is recorded.

Tell Us Your Story.

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

Let's Learn!

Please check out our 27 educational articles we put together..

As an education based mortgage company we strive to provide helpful information.

Visit our learning center to learn some great tips about buying a home.

Shopping for a New Home

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

What are your goals?

Request A Free Consultation

Our clients are the foundation of our success.

3rd Party Client Reviews

Client reviews from around the internet.

Back To Top